Saudi’s Orbii raises USD 3.6M to scale AI-powered SME lending across MENA

• •The platform integrates with banks, fintechs, and B2B systems to deliver instant, automated lending decisions for SMEs.
• •Funds will scale teams, deepen integrations, and expand operations in Saudi Arabia and the UAE by 2026.

Orbii

Riyadh-based credit infrastructure platform Orbii has raised USD 3.6 million in seed funding. The round was led by Prosus Ventures with participation from VentureSouq, Dash Ventures, Taz Investment, and Sanabil 500.

With the new funds, Orbii aims to power USD 1 billion in SME loans by 2026. The funding will also go towards scaling its engineering and data science teams, deepening integrations with financial systems and platforms across the region, and expanding its footprint in Saudi Arabia and the UAE.

SME lending

Founded in 2024, Orbii is a credit-infrastructure platform helping lenders across MENA launch and scale SME lending products. It enables banks, fintechs, and B2B platforms to launch SME lending products embedded directly within existing workflows, offering AI-driven underwriting, real-time disbursement, and embedded credit delivery for financial institutions and platforms.

“We envision a MENA where every business can access credit instantly, embedded within the systems and workflows they already use. Credit decisioning won’t be a process, it’ll be a reflex.”

— Nauman Ali, Co-founder and CEO of Orbii

The platform connects to systems businesses already use, including POS, ERP, and digital banking channels. This allows lenders to approve loans instantly, reduce defaults, and extend credit to previously underserved SMEs. It aims to replace manual SME lending processes with machine learning models that analyse real-time data, enabling instant, higher-quality lending decisions that boost approvals and reduce defaults.